Archive for May, 2019

Creating 5 Yr Action Plan For Retirement

Tuesday, May 21st, 2019

Start with your current financial situation, specifically pay attention to how you can start to maximize your income and begin to reduce your expenses. For a lot of people, planning for retirement normally starts about five years ahead of schedule.

Below is a helpful guide on areas that you should focus on. [It is important to note that this is to give you an idea only and should not be the only checklist used].

Five Years to Retirement Date (more…)

How to include funds that consider ESG in your portfolio?

Thursday, May 16th, 2019

The companies you choose to invest in can matter to you just as much as the financial results. Many 401(k) plans offer funds that incorporate environmental, social and governance (ESG) criteria as well as financial fundamentals in their investment process. Studies show that a growing number of investment managers consider ESG factors when selecting companies for investment.

To learn how to incorporate more ESG exposure into your portfolio, talk to your plan administrator or HR department.

Providing Financial Education To Employees

Tuesday, May 14th, 2019

A 2019 goal for some Plan Sponsors is to provide financial education to their employees. There are many companies and individuals providing financial education to their employees. How do they know the right one to pick for their company?

When employees have a better grasp on budgeting and other financial basics, they may be better equipped to save for retirement and the other big financial demands we all face.


Good Window of Opportunity for Roth IRA Conversions

Thursday, May 9th, 2019

The Roth IRA is a powerful tax-favored retirement option since it can offer a hedge against future tax-rate increases. But beyond tax planning considerations, Roth IRAs have several important advantages over traditional IRAs:


Getting the Holdouts into the Plan on 2019 Agendas

Monday, May 6th, 2019

Wondering where plan sponsors will be focusing their interest and efforts in 2019? We turned over a few stones on the Web and found some ideas. Here are two of them: (more…)