Start with your current financial situation, specifically pay attention to how you can start to maximize your income and begin to reduce your expenses. For a lot of people, planning for retirement normally starts about 5 years ahead of schedule.

Below is a helpful guide on areas that you should focus on.

[It is important to note that this is to give you an idea only and should not be the only checklist used].

5 Years to Retirement Date

a] Meet with your pension provider and make sure to discuss the following: (more…)